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First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

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Rates as low as
6.25% APR /  6.389% APY
New Auto loans as low as
APR
Used Auto loans as low as
APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.75% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Talia Abuseif
10/26/2025
Talia Abuseif
Jessica Alvarez at McCoy is amazing! She always helps me whenever I visit, and I always leave with my problem solved. She’s patient, professional, and genuinely cares about helping customers. Her friendly attitude and excellent service make every visit a great experience. I really appreciate everything she does and highly recommend her to anyone who needs assistance at McCoy.
A W
10/18/2025
A W
5/5 Stars - Highly Recommend!
?I highly recommend working with
McCoy Federal Credit Union for any lending needs, especially for a HELOC.
?The entire process was incredibly smooth and stress-free. Getting a Home Equity Line of Credit Loan can feel complex, but my advisor was fantastic at clearly explaining all the details, from the interest rate structure to the closing documents.
?As, I would expect coming from Mccoy Federal Credit Union. They never disappoint when it comes to being professional, responsive, and always answering my calls/emails quickly, and truly acted as an advocate for my family. We were able to secure the HELOC we needed to consolidate debt and complete the home renovation project. Without any unexpected hurdles or delays.
?If you are looking for a knowledgeable and dependable loan advisor who genuinely cares about your goals. Request Mrs. Joann Brown-Balsamo at McCoy Federal Credit Union. Thank you for making the entire process seamless.