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*Benefits are available to personal checking account owner(s), and their joint account owners. 
**See account information for full details of coverage and exclusions. 
*** Loan Discounts do not apply to promotional rates, credit cards and mortgage loans.
**** ATM Surcharge Reimbursement limited to 1 per month. Reimbursement restricted to McCoy’s foreign ATM surcharge only - $1 for balance inquiry or $2 ATM use.