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First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

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Rates as low as
6.00% APR /  6.137% APY
New Auto loans as low as
5.40% APR
Used Auto loans as low as
5.65% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.00% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Wendy Holder
6/3/2026
Wendy Holder
We would like to commend Lorielle on the outstanding job she did today in assisting us with our financial needs. She has the personality, communications skills and patience to perform her job exceptionally well. She was thorough and informative. Thanks for making our visit productive & meaningful.
Susan McLaughlin
5/31/2026
Susan McLaughlin
We had an excellent experience with Jennie Albarran, the Branch Manager at McCoy Federal Credit Union (Michigan Street location). She was extremely patient and took all the time needed to help us obtain and organize our loan information for my daughter. Jennie was very friendly, professional, and genuinely cared about making sure everything was handled correctly and clearly explained.

Her kindness and willingness to go above and beyond made the entire process smooth and stress-free. I truly appreciate the outstanding service she provided.
Rich McLaughlin