Find out what best suits your budget.
See how much you can save
First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

VIEW ALL CALCULATORS

Rates as low as
6.00% APR /  6.137% APY
New Auto loans as low as
5.40% APR
Used Auto loans as low as
5.65% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.00% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
E O
7/24/2026
E O
Great experience with shifting my auto loan to McCoy recently. I have been a member but this is the first time applying for a loan. It was a seamless painless process, one phone call, two emails and all completed. Miriam and team were awesome. The rate was the lowest in the area for my credit rating- Thank you McCoy!
Bryan Mixson
7/20/2026
Bryan Mixson
Went in the bank and was helped insanely fast was done in no time at all thank you caulde you were a great person to get my problem taken care of