Find out what best suits your budget.
See how much you can save
First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

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Rates as low as
6.00% APR /  6.137% APY
New Auto loans as low as
5.40% APR
Used Auto loans as low as
5.65% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.00% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Ms Wonderwoman
10/26/2026
Ms Wonderwoman
I spoke with Kristina at Mccoy's member services and she's AMAZING! I had trouble logging into my account for over a month. THREE previous agents were NOT able to help at all. Kristina took care of my issue within minutes. She let me know the online log-in/device registry no longer works with landlines, only cell phones. She was professional, soft spoken and knowledgeable. Please give this woman a raise! Thanks again, Kristina
Mercedes Reyes (Anubai)
10/20/2026
Mercedes Reyes (Anubai)
Carolina and staff were very pleasant, cheerful, and knowledgeable agents. Will think of McCoy Federal credit union for future endeavors.