Find out what best suits your budget.
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First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

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Rates as low as
6.00% APR /  6.137% APY
New Auto loans as low as
5.40% APR
Used Auto loans as low as
5.65% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.00% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

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Security Center

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Blog

Co-Op Shared Branching

Shared Branching

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Forms & Brochures

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Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Rose Sepulveda
8/13/2026
Rose Sepulveda
I have been with McCoy for years. Ruthy was an absolutely amazing. She was professional knowledgeable and very kind. She helped me with a question I had asked several times before but everyone said it could not be done.Ruthy said sure no problem. 5 minutes later it was resolved! Thank you so much! I appreciate you Ruthy.
June Alston
8/4/2026
June Alston
My contact with Ms. Tracy in customer service was at a level of excellence that mirrors all in the past when dealing with your institution. In addition Ms. Milica in finance did an awesome job educating me on how to move forward in my attempt to regain control of my finances as I seek to avoid the continual grip of other other higher interest options. Encounters such as these ensure the maintained and return of your customer base.