Find out what best suits your budget.
See how much you can save
First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

VIEW ALL CALCULATORS

Rates as low as
6.00% APR /  6.137% APY
New Auto loans as low as
5.40% APR
Used Auto loans as low as
5.65% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.00% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Luigi de Almeida Tavares
2/5/2026
Luigi de Almeida Tavares
I had a great experience at McCoy Federal Credit Union thanks to Silvia. Her service was very practical and extremely fast. She made the entire process smooth and straightforward, and her efficiency truly stood out. Silvia was very helpful throughout everything and made the visit easy and stress-free. Excellent customer service.
nejla
1/30/2026
nejla
Claudia Sala was amazing. Very welcoming and sweet, she answered all of my questions even took her time to explain all the 3 types of checking accounts and CD. Very satisfied will come again. :)