Credit Card Rates

Credit Cards
ANNUAL PERCENTAGE RATE (APR) for Purchases, Balance Transfers, and Cash Advances
CREDIT CARD RATE
Visa Platinum as low as 10.00%
Visa Platinum Rewards as low as 11.00%
Visa Signature
Cash Back Rewards
as low as 12.00%
Visa Secured 15.50%
APPLIES TO ALL CREDIT CARDS
Method of Computing the Balance for Purchases Average Daily Balance (including new purchases)
Annual Fee NONE
Minimum Finance Charge NONE
Grace Period Your due date is at least 28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.
Late Payment Fee If you fail to pay at least the minimum payment after its due date, you will pay a late charge up to $25
Over-the-Credit Limit Fee NONE
Transaction Fee for Balance Transfers No Balance Transfer Fee*
*Certain promotional rate offers include a Balance Transfer Fee
Transaction Fee for Cash Advances 3% with minimum of $10