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Credit Card Rates

Credit Cards
ANNUAL PERCENTAGE RATE (APR) for Purchases, Balance Transfers, and Cash Advances
Visa Platinum as low as 13.75%
Visa Platinum Rewards as low as 14.75%
Visa Signature Rewards as low as 15.75%
Visa Secured 18.00%
Method of Computing the Balance for Purchases Average Daily Balance (including new purchases)
Annual Fee NONE
Minimum Finance Charge NONE
Grace Period

Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases or balance transfers with your Visa Card if you pay your entire new purchase balance or balance transfer balance by the due date each month. For Cash Advances and Convenience Checks, we will begin charging interest on the transaction date.

Late Payment Fee If you fail to pay at least the minimum payment after its due date, you will pay a late charge up to $25
Over-the-Credit Limit Fee NONE
Transaction Fee for Balance Transfers No Balance Transfer Fee*
*Certain promotional rate offers include a Balance Transfer Fee
Transaction Fee for Cash Advances 3% with minimum of $10