Visa Signature Rewards

McCoy Federal Credit Union offers a range of credit card products at competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.


Visa Signature

Visa Signature Cash Back Card

This card offers competitive rates, expanded purchasing power, the richest rewards, exclusive Visa Signature privileges and elite Visa Concierge Service, all with no annual fee.*
Product Features
  • No annual fee*
  • Earn rewards faster with 1.25 points for every dollar spent
  • Earn 10,000 Bonus Points on first use of card
  • CASH BACK Rebate (Visa Prepaid Gift Card) or redeem Rewards! points for travel, gift cards and merchandise!
  • Exclusive Visa Signature privileges and Visa Concierge Service 24/7
  • DOWNLOAD VISA Signature Benefits Brochure

Rewards Logo


Reward Yourself

Every time you use your Visa Signature Rewards Credit Card, Visa Platinum Rewards Credit Card or VISA Debit Rewards Card, you’ll earn reward points. From travel to extraordinary experiences, the selection is endless. Redeem your points for exciting rewards including gift cards, brand-name merchandise and travel, plus a cash rebate option (Visa prepaid card) for Visa Signature Credit Card & Visa Debit Rewards Card!

Earning Points is Simple

Use your VISA Signature Credit Card to earn 1.25 points for every $1 spent, your VISA Platinum Reward Credit Card to earn 1 point for every $1 spent or your VISA Debit Rewards Card to earn 1 point for every $3 spent on gas, groceries, restaurants, and on all other purchases. Combine your Credit Card and Debit Card points for higher redemption potential!


Earn even more points and save BIG with Perks Points Mall

Shop brand name merchandise at our online network of merchants and be rewarded even more. You will earn bonus points on all purchases made using Perks Points Mall. What’s more, many merchants offer exclusive discounts on top of the bonus points.


Visit www.dreampoints.com/mccoyfcu.


All cards include these great benefits:
  • No annual fee*
  • No Balance Transfer Fee*
  • No penalty rate
  • Same competitive rate for both Regular Purchases & Cash Advances
  • Special Promotional offers
  • No charge to add authorize users
  • Zero liability for fraud charges
  • Verified by Visa
  • E-Statements
Verify by VISA

* Disclaimer: Application Fee: None- Cash Advance: 3% of the amount of each cash advance with a minimum of $10.00- Foreign Transaction: 1.5% of each transaction in U.S. dollars- Late Payment: Up to $25.00 if your payment is late 2 days or more- Over-the-Credit Limit: None- Returned Payment: Up to $25.00 if your payment is returned for any reason. APR as of 6/1/14. APR may vary. APR = Annual Percentage Rate


VISA Discounts

VISA Merchant Discounts

Everyone loves to save money. McCoy Federal has partnered with VISA to bring our members great discounts from quality merchants, and best of all, its FREE.

Be sure to check back often to see new featured companies and discounts. To see our current discounts, click here.