Consumer Loan Rates

CONSUMER LOANS
Type of Loan
Rate (listed as annual percentage rates)
CREDIT SCORE
760 & above
730 - 759
670 - 729
620 - 669
619 & below
NEW Auto: 60 mo.
Over 60 mo.
2.50%
3.00%
2.75%
3.25%
3.00%
3.50%
5.50%
5.50%
7.50%
7.50%
USED Auto: 60 mo.
Over 60 mo.
3.00%
3.50%
3.50%
4.00%
3.75%
4.25%
7.50%
7.50%
10.50%
10.50%
NEW Motorcycle
Up to 60 mo.
Over 60 mo.

3.50%
4.00%
3.75%
4.25%
4.00%
4.50%
6.50%
6.50%
8.50%
8.50%
USED Motorcycle
Up to 60 mo.
Over 60 mo.
4.00%
4.50%
4.50%
5.00%
4.75%
5.25%
8.50%
8.50%
11.50%
11.50%
RVs, Travel Trailers - NEW
7.50%
8.00%
9.00%
11.00%
15.00%
RVs, Travel Trailers - USED
8.25%
8.75%
9.75%
11.75%
15.75%
Boats - NEW
6.75%
7.25%
8.25%
10.25%
14.25%
Boats - USED
7.50%
8.00%
9.00%
11.00%
15.00%
Line of Credit
10.50%
11.00%
12.00%
14.00%
18.00%
UCC-1
(Household Items)
12.50%
13.00%
14.00%
16.00%
18.00%
Other Secured
(48-Mo. Max)
11.00%
11.50%
12.50%
14.50%
18.00%
Unsecured
12 months
8.50%
8.50%
8.50%
8.50%
8.50%
Unsecured
24 months
9.50%
9.50%
9.50%
9.50%
9.50%
Unsecured
over 24 months
11.50%
12.00%
13.00%
15.00%
18.00%
Share Secured
3.50%
3.50%
3.50%
3.50%
3.50%
Share Certificate

Interest rate equal to 2% above certificate rate or
the Share Secured Rate, whichever is higher.

The actual Annual Percentage Rate for a loan advance is based upon your beacon score and/or estimated term of loan and will be disclosed to you when you apply for an advance.
DISCLAIMER
All rates are shown as Annual Percentage Rates, and are subject to change without notice.