Visa Platinum

McCoy Federal Credit Union offers a range of credit card products at competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.

VISA Platinum

Visa Platinum Low Rate Card

Don't care about rewards? Want the lowest rate? Then our Visa Platinum card is for you.
Product Features

All cards include these great benefits:
  • No annual fee*
  • No Balance Transfer Fee*
  • No penalty rate
  • Same competitive rate for both Regular Purchases & Cash Advances
  • Special Promotional offers
  • No charge to add authorize users
  • Zero liability for fraud charges
  • Visa Alerts
  • Verified by Visa
  • E-Statements
Verify by VISA

* Disclaimer: Application Fee: None- Cash Advance: 3% of the amount of each cash advance with a minimum of $10.00- Foreign Transaction: 1.5% of each transaction in U.S. dollars- Late Payment: Up to $25.00 if your payment is late 2 days or more- Over-the-Credit Limit: None- Returned Payment: Up to $25.00 if your payment is returned for any reason. APR as of 6/1/14. APR may vary. APR = Annual Percentage Rate

Visa Alerts


Stay better connected to your money with Visa Alerts. This free service, powered by Visa, helps Visa cardholders to better manage and track their spending while providing detection of potential fraud activity. Alerts are delivered via e-mail, text message, or both, within seconds of monitored transaction.
Get alerts for:
  • Transaction Declined
  • Any out of Country transaction
  • Any card not present transaction
  • Any gas station transaction
  • Any transaction exceeding a specified amount
To sign up, Login to your MyMcCoy account ( If you are not enrolled in MyMcCoy, you can enroll for FREE at the login screen:
  1. Select the credit card you would like Visa Alerts on
  2. From the Credit Card Recent Activity window, click on ONLINE SERVICES
  3. On the Online Services screen, click on Visa Transaction Alerts in My Profile and follow the online instructions to sign up

VISA Discounts

VISA Merchant Discounts

Everyone loves to save money. McCoy Federal has partnered with VISA to bring our members great discounts from quality merchants, and best of all, its FREE.

Be sure to check back often to see new featured companies and discounts. To see our current discounts, click here.