Facebook pixel

Loans & Credit Cards


New Home Loans

First Mortgages

Our Mortgage Team is composed of long term mortgage professionals committed to providing you with the right mortgage product for your family's needs. What better place to borrow money to buy your home than your local credit union. On new or existing homes, you can save thousands of dollars with McCoy Federal's low rates. McCoy Federal offers low rate mortgages with several terms to fit your needs.


Home Improvement Loans

Home Improvement Loans & 2nd Mortgages

If you plan to fix up your home, add or modernize a room, or install a pool, a Home Improvement Loan or a Second Mortgage can make your plan a reality.


Home Equity Loans

Home Equity Loans & Credit Lines

If you desire money for a specific need - college tuition, emergency medical bills, a once in a lifetime vacation - you can take advantage of the equity in your home with a McCoy Federal Home Equity Loan or Line of Credit.


Vehicle Loans

Vehicle Loans

We have low rate loans for new and used autos, trucks, vans, RVs, motor homes, motorcycles, even jet skis. Get pre-approved, so you can take advantage of sale prices and dealer rebates to save even more.


Personal Loan

Personal Loans

A personal loan from McCoy Federal allows you to borrow the money you need with only your signature as collateral. How you use the funds is entirely up to you. Use the money to solve a variety of personal financial needs, including bill consolidation, unexpected expenses, vacation, and more.