Credit Rebuilding

Are you having difficulty establishing credit for the first time? Or do you need to rebuild your credit? McCoy Federal can help you get started with a variety of financial options to choose from:

SHARE SECURED LOANS

  • Use the balance of share account to guarantee a loan
  • Amount of loan can be as low as a paycheck amount
  • Continue earning dividends on your secured shares
  • Low interest rate
  • No need to liquidate your savings
  • No credit report required

SHARE SECURED CREDIT CARDS

  • Secured by Share Account
  • Credit Life Insurance available
  • Credit lines available up to $10,000
  • No annual fee
  • Credit limit as low as $1000
  • Credit limit as low as $1000
  • No need to liquidate your savings
  • CU Reward points earned
  • Design Your Own Card

ACCEL MEMBERS FINANCIAL COUNSELING

  • FREE to McCoy Members
  • Toll-free information line
  • Unlimited access to Accel Financial Counselors
  • Online educational tools and tips
  • Immediate one-on-one counseling
  • Personal and family budgeting