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How to Dispute an Error on Your Credit Report

How to Dispute an Error on Your Credit Report

Monday, January 6, 2020

Quick-what’s your credit score? As a financially responsible individual, you should be checking your credit on a regular basis. You can do this by signing up for free credit monitoring on a reputable website like CreditKarma.com , requesting your annual complimentary credit report from AnnualCreditReport.com and reviewing your monthly credit card statements. If all goes well, your report will hold no surprises and your score will be in excellent shape, or steadily increasing. Sometimes, though, you may find an error in your report. It might be a sharp decline in your score when you know you haven’t changed your spending or bill-paying habits, a large transaction you’re sure you’ve never made or an unfamiliar line of credit. While it can be disconcerting to find a mi...

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