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Saving on Home Renovations

Is your kitchen in desperate need of a facelift? B athrooms haven’t been remodeled since Bush was in the White House? And we’re not saying which one! With the warmer weather approaching, many homeowners are thinking of making minor and major household improvements. And for most, the cost will be prohibitive: The average kitchen remodel tops $60,000 and a bathroom overhaul can run $18,000. No worries, though! With some careful planning and smart choices, you can shave thousands off th...

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Medicare Scams and More: What to Watch Out For

There are a plethora of scammers out there, and it's important to be aware of them in order to protect yourself. Here are a couple to watch out for: Medicare Cards Starting in April 2018, Medicare will begin mailing new cards to everyone who gets Medicare benefits. The new Medicare cards on the way no longer showing your Social Security number instead opting for an unique Medicare Number and scammers are taking advantage by calling, claiming to be from Medicare. They are asking for you...

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6 Common Tax Mistakes to Avoid

It’s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms and pay stubs, and get to work. Drowning in paper and getting numb from all those numbers? Take heart! As soon as you’ve got it all organized and filed, you don’t need to think about your taxes again until next year. Don’t be too hasty, though. You don’t want to wind up making a mistake that’ll delay your refund, make you accountabl...

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Don’t Panic: Filing Taxes As A College Student

Imagine skipping a day of class, then coming into the next session and seeing a test. You open the packet and see what appears to be gibberish staring back at you. Everyone else around you seems to have a perfect grasp of what’s going on, but you’re just stumbling in the dark. That can be what the process of preparing your taxes can feel like the first time you do them. You’re given a big pile of paper and expected to sort it out yourself. It’s easy to get overwhelmed. Be...

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Phone Cloning and Digital Self Defense

Most of us realize a clone is a genetic copy of something else. But, did you know it is possible to clone a phone? Cloning a phone means that the identity of one phone is copied to another phone, making a nearly exact replica of the original. This frightening practice happens more than you might imagine. Cyber forensic expert Ali Dehghantanha says, On average, we check our mobile phones about 110 times a day. We use them for just about everything from summoning an Uber car, paying for our latest...

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