Latest Posts

5 Ways to Spring Clean Your Finances

Q: Spring is here! I’ve cleaned out my house and now I’m ready to take on my finances. I’d love to give them a thorough cleaning, too. Where do I start? A: It’s wonderful that you’ve decided to clean up your finances. Springtime is months after the holiday squeeze and still a while away from the pricey summer season, making it a prime time for whipping your finances into shape. So, let’s get cleaning! 1. Dust Off Your New Year’s Resolutions We get it: Ne...



Tax Scams 2019

The IRS is cautioning taxpayers to be extra careful this tax season due to a 60% increase in email phishing scams over the past year. A tax-related email phishing scam will typically appear to be from the IRS. Once the victim has opened the email, the scammer will try to get at their personal and financial information. They will then use this information to steal the victim’s identity, empty their accounts or file taxes in the victim’s name and keep the refund. The most popu...



Creative Ways to Save on Energy Costs

We’ve all heard it before: Close the vents in rooms you don’t use, regularly replace your AC filters and vacuum the coils on your fridge. But what if you’re following all the conventional energy-saving tips and your electricity bill is still astronomical? Here’s where we come in! You know how much we at McCoy Federal Credit Union love helping you save money. So we’ve compiled a list of 10 creative ways to lower your electricity bill – even when the humidity is...



7 Naughty Scams to Watch Out For This Holiday Season

‘Tis the season to be jolly! And unfortunately, ‘tis also the season for scammers to go after your hard-earned dollars. Keep your money safe by reading up on the most common scams taking place this time of year and practicing caution. 1. Phishing emails Always popular, phishing scams get even more prevalent before the holidays. They can take the form of bogus delivery confirmation requests seeking your information or even a personalized letter to your child from Santa. Be extra caref...



6 Times a Bargain Is Not a Bargain

Here’s when that steal of a deal is not such a bargain after all. 1. When you don’t need it The price might be right. But, if the heavily marked-down item is one you don’t need, you’re just blowing money you could be using for savings or to purchase the stuff you actually do need. 2. When it’s a faulty product Sometimes, it doesn’t pay to be cheap. If an item is retailing at a ridiculously low price, hold it up to this checklist to determine its quality: Where...