Visa Platinum Rewards

McCoy Federal Credit Union offers a range of credit card products at competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.




VISA Platinum Rewards

Visa Platinum Rewards Card

This card is all about the benefits. Rack up points and enjoy competitive interest rates, without an annual fee. Redeem your points for valuable rewards, including gift cards, merchandise or travel.
Product Features
  • No annual fee*
  • Earn 1 point for every dollar spent
  • Choose Your Own Rewards - redeem Rewards! points for travel, gift certificates, and merchandise rewards
  • Visa Platinum privileges
  • DOWNLOAD VISA Benefits Brochure


Rewards Logo


Reward Yourself


Every time you use your Visa Signature Rewards Credit Card, Visa Platinum Rewards Credit Card or VISA Debit Rewards Card, you’ll earn reward points. From travel to extraordinary experiences, the selection is endless. Redeem your points for exciting rewards including gift cards, brand-name merchandise and travel, plus a cash rebate option (Visa prepaid card) for Visa Signature Credit Card & Visa Debit Rewards Card!

Earning Points is Simple

Use your VISA Signature Credit Card to earn 1.25 points for every $1 spent, your VISA Platinum Reward Credit Card to earn 1 point for every $1 spent or your VISA Debit Rewards Card to earn 1 point for every $3 spent on gas, groceries, restaurants, and on all other purchases. Combine your Credit Card and Debit Card points for higher redemption potential!



All cards include these great benefits:

  • No annual fee*
  • No Balance Transfer Fee*
  • No penalty rate
  • Same competitive rate for both Regular Purchases & Cash Advances
  • Special Promotional offers
  • No charge to add authorize users
  • Zero liability for fraud charges
  • Verified by Visa
  • E-Statements

* Disclaimer: Application Fee: None- Cash Advance: 3% of the amount of each cash advance with a minimum of $10.00- Foreign Transaction: 1.5% of each transaction in U.S. dollars- Late Payment: Up to $25.00 if your payment is late 2 days or more- Over-the-Credit Limit: None- Returned Payment: Up to $25.00 if your payment is returned for any reason. APR may vary. APR = Annual Percentage Rate

VISA Merchant Discounts

Everyone loves to save money. McCoy Federal has partnered with VISA to bring our members great discounts from quality merchants, and best of all, it's FREE.

Be sure to check back often to see new featured companies and discounts. To see our current discounts, click here.