Visa Platinum Rewards

McCoy Federal Credit Union offers a range of credit card products at competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.


VISA Platinum Rewards

Visa Platinum Rewards Card

This card is all about the benefits. Rack up points and enjoy competitive interest rates, without an annual fee. Redeem your points for valuable rewards, including gift cards, merchandise or travel.
Product Features
  • No annual fee*
  • Earn 1 point for every dollar spent
  • Choose Your Own Rewards - redeem CURewards points for travel, gift certificates, and merchandise rewards
  • Visa Platinum privileges
  • DOWNLOAD VISA Benefits Brochure

Rewards Logo


Reward Yourself

Every time you use your Visa Signature Rewards Credit Card, Visa Platinum Rewards Credit Card or VISA Debit Rewards Card, you’ll earn reward points. From travel to extraordinary experiences, the selection is endless. Redeem your points for exciting rewards including gift cards, brand-name merchandise and travel, plus a cash rebate option (Visa prepaid card) for Visa Signature Credit Card & Visa Debit Rewards Card!

Earning Points is Simple

Use your VISA Signature Credit Card to earn 1.25 points for every $1 spent, your VISA Platinum Reward Credit Card to earn 1 point for every $1 spent or your VISA Debit Rewards Card to earn 1 point for every $3 spent on gas, groceries, restaurants, and on all other purchases. Combine your Credit Card and Debit Card points for higher redemption potential!


Earn even more points and save BIG with Perks Points Mall

Shop brand name merchandise at our online network of merchants and be rewarded even more. You will earn bonus points on all purchases made using Perks Points Mall. What’s more, many merchants offer exclusive discounts on top of the bonus points.


Visit www.dreampoints.com/mccoyfcu.


All cards include these great benefits:
  • No annual fee*
  • No Balance Transfer Fee*
  • No penalty rate
  • Same competitive rate for both Regular Purchases & Cash Advances
  • Special Promotional offers
  • No charge to add authorize users
  • Zero liability for fraud charges
  • Visa Alerts
  • Verified by Visa
  • E-Statements
Verify by VISA

Visa Alerts

FREE VISA Alerts

Stay better connected to your money with Visa Alerts. This free service, powered by Visa, helps Visa cardholders to better manage and track their spending while providing detection of potential fraud activity. Alerts are delivered via e-mail, text message, or both, within seconds of monitored transaction.
Get alerts for:
  • Transaction Declined
  • Any out of Country transaction
  • Any card not present transaction
  • Any gas station transaction
  • Any transaction exceeding a specified amount
To sign up, Login to your MyMcCoy account (www.mymccoy.org). If you are not enrolled in MyMcCoy, you can enroll for FREE at the login screen:
  1. Select the credit card you would like Visa Alerts on
  2. From the Credit Card Recent Activity window, click on ONLINE SERVICES
  3. On the Online Services screen, click on Visa Transaction Alerts in My Profile and follow the online instructions to sign up

VISA Discounts

VISA Merchant Discounts

Everyone loves to save money. McCoy Federal has partnered with VISA to bring our members great discounts from quality merchants, and best of all, its FREE.

Be sure to check back often to see new featured companies and discounts. To see our current discounts, click here.