McCoy Federal Credit Union, Credit Union in Orlando Area

Toni the Teller Has Been Discontinued

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Toni the Teller Has Been Discontinued

Learn More

Auto Loans as Low as 5.50% APR

Click for Promotion Details

Auto Loans as Low as 5.50% APR

Click for Promotion Details

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First time homebuyer? Building a new home?
Purchasing a vacation getaway? Retiring?
Whatever kind of financial assistance you need,
we can help you do the research.

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Check out
our rates

Mortgages

Rates as low as

6.25% APR / 6.389% APY

Auto loans

New Auto loans as low as

5.50% APR

Used Auto loans as low as

5.75% APR

Personal Loans

Personal Line of Credit as low as

12.50% APR

Credit Cards

Visa Platinum as low as

12.75% APR

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Tools and Services

McCoy Card Controls

Courtesy Pay Consent

Security Center

Blog

Shared Branching

Forms & Brochures

Calculators

Financial Education

Exceptional Service

Here's What Some of Our Members are Saying...

9/12/2025
Harietta Finley

Rose Cruz is very efficient and knowledgeable. Excellent customer service deserves recognition. The new Maitland branch location is near my home. I always smile when I see Rose. Please let her know that I appreciate her kindness, patience and the way I feel when I leave the credit union.

9/8/2025
Denise Peeler

I had a wonderful experience at the Osceola branch by the loop. Sylvia and Claudia provided knowledgeable and efficient service and were very patient with the many processes we needed to be done. We even decided to open up an account!

9/4/2025
Christopher Louis G.

First time here but, so far so good. The customer service is excellent. The associate I dealt with, Stephanie, was very friendly and knowledgeable. I didn't get the names of the tellers, but they were all wonderful and very friendly. The only issue I had was the fact that most of this credit union's checking accounts have a monthly maintenance fee and they all require there to be a $50 balance. This is a bit disappointing, because if there is ever an emergency where you need to dip under the requirement, you get charged a fee. Thankfully, at least it's not a $500+ balance requirement.

In NY, the two CU's I've dealt with, didn't require a constant balance and there were no maintenance fees, ever. What can you do, though? The differences between Florida and New York are monumental. I complain but sadly can't do a thing about it.