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First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

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Rates as low as
6.25% APR /  6.389% APY
New Auto loans as low as
5.50% APR
Used Auto loans as low as
5.75% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.75% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Cleve Carroll
8/28/2025
Cleve Carroll
?

I had an amazing experience today at McCoy Federal Credit Union with Madison! I came in to deposit a rather large check and also needed to get payroll handled for my employees. Madison went above and beyond—she was able to push the check through so the funds were available right away, which was such a relief. On top of that, she was incredibly helpful with getting payroll distributed, carefully accounting for everything and making sure it was all correct.

Madison was super friendly, professional, and absolutely amazing at her job. She made the whole process smooth and stress-free. Kudos to Madison—you truly deserve recognition! McCoy Federal Credit Union is lucky to have employees like her. Thank you so much, Madison!

Cleve
Cadence Protective Services
Teretha Williams
8/28/2025
Teretha Williams
Ms Melanie was awesome with helping me on a loan today here knowledge of the process was very outstanding I would recommend her to anyone needing to pursue future goals