Find out what best suits your budget.
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First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

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Rates as low as
6.25% APR /  6.389% APY
New Auto loans as low as
5.50% APR
Used Auto loans as low as
5.75% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.75% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
Patricia Williams
7/18/2025
Patricia Williams
Carmen Sierra at the Chickasaw branch is the best person to work with. She has always been ready to help us with any of our banking needs. Her knowledge and experience are such an asset to your bank and I would highly recommend her to anyone for their financial needs at McCoy. Thanks Carmen for all you do! Patsy & Dennis Williams
Patricia Chaparro
7/11/2025
Patricia Chaparro
I’ve been a happy member of MCCoy Federal Credit since 1985. This morning I stopped by the Michigan branch to ask a couple of questions regarding my accounts. I was greeted by Jennie Albarran the branch Assistant Manager. Not only did she answer all of my questions , she also took the time to assist me in completing all the transactions I needed to update my accounts, disbursement's of funds and moving money to a CD. She spent over 2:30 hours with me, I am so thankful and grateful to her. The best service ever in my years of membership with McCoy. Jennie is a very valuable asset for McCoy.