Find out what best suits your budget.
See how much you can save
First time homebuyer? Building a new home? Purchasing a vacation getaway? Retiring? Whatever kind of financial assistance you need, we can help you do the research.

MORTGAGE

AUTO

PERSONAL

CREDIT CARDS

VIEW ALL CALCULATORS

Rates as low as
6.25% APR /  6.389% APY
New Auto loans as low as
6.25% APR
Used Auto loans as low as
6.50% APR
Personal Line of Credit as low as
12.50% APR
Visa Platinum as low as
12.75% APR
Tools and Services
McCoy Card Controls

McCoy Card Controls

Courtesy Pay Consent

Courtesy Pay Consent

Security Center

Security Center

Blog

Blog

Co-Op Shared Branching

Shared Branching

Forms & Brochures

Forms & Brochures

Calculators

Calculators

Financial Education

Financial Education

Exceptional Service
Here's What Some of Our Members are Saying...
A W
10/18/2025
A W
5/5 Stars - Highly Recommend!
?I highly recommend working with
McCoy Federal Credit Union for any lending needs, especially for a HELOC.
?The entire process was incredibly smooth and stress-free. Getting a Home Equity Line of Credit Loan can feel complex, but my advisor was fantastic at clearly explaining all the details, from the interest rate structure to the closing documents.
?As, I would expect coming from Mccoy Federal Credit Union. They never disappoint when it comes to being professional, responsive, and always answering my calls/emails quickly, and truly acted as an advocate for my family. We were able to secure the HELOC we needed to consolidate debt and complete the home renovation project. Without any unexpected hurdles or delays.
?If you are looking for a knowledgeable and dependable loan advisor who genuinely cares about your goals. Request Mrs. Joann Brown-Balsamo at McCoy Federal Credit Union. Thank you for making the entire process seamless.
Diovanel Rivera
10/16/2025
Diovanel Rivera
Claudia Sala did an amazing job at explaining everything to the tea. Definitely would recommend getting taken care by her. She was very nice and respectful and knew what she was doing. Definitely recommend 100%!!