Deposit Checks from Your Phone
Mobile Check Deposit gives you the freedom to deposit checks anytime and anywhere using our Mobile Banking App for iPhone and Android phones. This service will not only save you time, but also give you faster access to your money. With just a few taps and camera snaps on your phone you will save a trip to one of our branches and securely deposit your check to your account.
All deposits are subject to approval (Mon - Fri)
Photograph checks in a well-lit area to ensure that the check images are correctly captured. Keep hands clear of the check when photographing.
For best results, lay the check on a flat surface.
To avoid a deposit error, make sure that the check is not folded or torn.
Make sure that the entered check amount matches the amount on the check.
Make sure the check is endorsed correctly with "For Mobile Deposit Only":
Save the check until the check has been cleared. To check on the status of your check deposit, go back to the Deposits menu. Within the Deposit History option under Deposits you can view all checks that you have submitted.
Check Deposit Status
Pending = Check image is on the way to McCoy Federal.
Accepted/Delivered = McCoy Federal has received the check image.
*Please check the account transaction history to verify the check has been deposited in your account. When you have confirmed that McCoy Federal has received and deposited your check (by checking the transactions history) please properly dispose of (for example, shred) the check to ensure it is not re-deposited for payment.