Security Resources

Online Security Resources
Common Fraud Schemes - Federal Bureau of Investigation
OnGuard Online - Federal Trade Commission
Fighting Back Against Identity Theft - Federal Trade Commission
How Not to Get Hooked by the 'Phishing' Scam - Federal Trade Commission
Internet Crime Complaint Center (IC3) - FBI and National White Collar Crime Center
Identity Theft Task Force - U.S. Government
Scams and Safety - FBI - Nat'l Consumers League & Alliance for Consumer Fraud Awareness
How To Avoid Phishing Scams - Anti-Phishing Working Group

Credit Reporting Agencies

FREE Annual Credit Report Service
To request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies (Equifax, Experian and TransUnion), go to:
FREE Annual Credit Report


To order a credit report, call (800) 685-1111
To report fraud, call (888) 766-0008
Equifax Credit Information Services, Inc., P.O. Box 105069, Atlanta, GA 30374

TransUnion Corporation
To order a credit report, call (800) 888-4213
To report fraud, call (800) 680-7289
TransUnion LLC, Consumer Disclosure Center, P.O. Box 1000, Chester, PA 19022

To order a credit report, call (866) 200-6020
To report fraud, call (888) 397-3742
Experian, P.O. Box 2104, Allen, TX 75013-210

Suspicious Activity
With the recent rise in telephone, postal mail, e-mail and Internet scams, you should never respond to unsolicited requests for information. Never give personal information such as account numbers, Social Security numbers, or any other personal information if you haven't initiated the contact. REMEMBER: We will never ask you for personal information in unsolicited communications.

To report fraudulent activity associated with your McCoy Federal Credit Union accounts, or if you think you have been a victim of any form of identity fraud, call (407) 855-5452 or 1 (888) 584-7701 toll-free.

Lost or Stolen Debit Cards
Report your lost or stolen Debit Card immediately to: (800) 528-2273

Lost or Stolen Credit Cards
Report your lost or stolen Credit Card immediately to: (888) 987-2450

Additional Resources

Digital Defense
Digital Defense offers many practical solutions for making your life more secure. Digital Defense Training currently consists of courseware, associated tests, and completion certificates in a variety of categories that can be accessed from your home computer. This service is free to all McCoy Federal members.

Visa Security Sense
From news about the latest scams to the smartest prevention tips, knowledge is the key to beating fraud. Learn more about the simple steps you can take to fight fraud.

Verified by Visa
A unique service that uses personal passwords or identity information to help protect Visa card numbers against unauthorized use. Once activated your Visa card number cannot be used for online purchases without your personal password.

MasterCard SecureCode
A simple and secure way to pay at thousands of online stores. A private code known only to you and your bank, your SecureCode enhances your existing MasterCard account by protecting you against unauthorized use of your card when shopping online at participating online retailers.