Savings Rates

Savings
Account Rate Annual Percentage Yield
Balances of $50 and more. 0.15% 0.1501%
Anticipated rates Third Quarter 2016. All rates subject to change after account is opened. Minimum to open account is $15. Fees could reduce earnings.
Share Certificates
Term Balance Rate Annual Percentage Yield
6 Months $1000 - $4999 0.20% 0.2002%
  $5000 - $24,999 0.35% 0.3506%
  $25,000 - $99,999 0.50% 0.5011%
  $100,000 + 0.65% 0.6519%
12 Months $1000 - $4999 0.25% 0.2503%
  $5000 - $24,999 0.40% 0.4007%
  $25,000 - $99,999 0.55% 0.5514%
  $100,000 + 0.70% 0.7023%
24 Months $1000 - $4999 0.30% 0.3004%
  $5000 - $24,999 0.45% 0.4509%
  $25,000 - $99,999 0.60% 0.6017%
  $100,000 + 0.75% 0.7526%
30 Months $1000 - $4999 0.35% 0.3506%
  $5000 - $24,999 0.50% 0.5011%
  $25,000 - $99,999 0.65% 0.6519%
  $100,000 + 0.80% 0.8029%
36 Months $1000 - $4999 0.50% 0.5011%
  $5000 - $24,999 0.65% 0.6519%
  $25,000 - $99,999 0.80% 0.8029%
  $100,000 + 0.95% 0.9541%
60 Months $1000 - $4999 0.60% 0.6017%
  $5000 - $24,999 0.75% 0.7526%
  $25,000 - $99,999 0.90% 0.9037%
  $100,000 + 1.05% 1.0551%

Rates effective as of 02-14-13. $1000 minimum to open. Substantial penalty for early withdrawal. Rates are subject to change without notice.

Individual Retirement Account (IRA)
Account Rate Annual Percentage Yield
IRA 0.35% 0.3505%

Dividend rate for Third Quarter 2016.  All rates subject to change after account is opened.  There is no minimum balance to open account.

Money Market Share Account (MMSA)
Account Rate Annual Percentage Yield
Balances of $1,000 and more 0.20% 0.2002%
Dividend rate as of 03-01-13. Rate subject to change monthly. Ask for current rate. Minimum to open account is $1,000. Fees could reduce earnings.
Health Savings Account (HSA)
Account Rate Annual Percentage Yield
Balances of $1,000 and more 0.20% 0.2002%
Dividend rate as of 03-01-13. Rate subject to change monthly. Ask for current rate. No minimum to open. Minimum to earn dividends is $1,000. Fees could reduce earnings.
Total Business Dividend Checking
Account Rate Annual Percentage Yield
Balances of $1,000 and more 0.20% 0.2002%
Dividend rate as of 03-01-13. Rate subject to change monthly. Ask for current rate. Minimum to open account is $1,000. Fees could reduce earnings.
 
APY = Annual Percentage Yield
All rates subject to change without notice.