Debit Card

Visa Debit Rewards CardDebit Card

Our Visa Debit Rewards Card (available with Smarter, Smart and Fresh Start Checking Accounts) is both a plastic check and an ATM card. It's quick and easy and you avoid all the hassles of having to write checks. Use it to withdraw cash, check balances, or make deposits. You can use it wherever Visa Debit is accepted - worldwide.

The Visa Debit/ATM Card is free when you open a McCoy Federal Checking Account.

CU24-CU Here
No surcharges or service fees on any Publix ATM or any ATM that bears the Culiance CU Here logo.


To find an ATM near you, visit Culiance ATM Locator


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Reward Yourself

Every time you use your Visa Signature Rewards Credit Card, Visa Platinum Rewards Credit Card or VISA Debit Rewards Card (Smarter, Smart and Fresh Start Checking Accounts), you’ll earn reward points. From travel to extraordinary experiences, the selection is endless. Redeem your points for exciting rewards including gift cards, brand-name merchandise and travel!

Earning Points is Simple

Use your VISA Signature Credit Card to earn 1.25 points for every $1 spent, your VISA Platinum Reward Credit Card to earn 1 point for every $1 spent or your VISA Debit Rewards Card (Smarter, Smart and Fresh Start Checking Accounts) to earn 1 point for every $3 spent on gas, groceries, restaurants, and on all other purchases. Combine your Credit Card and Debit Card points for higher redemption potential!