McCoy Federal Credit Union is strong and sound. We have been in existence for nearly 70 years. The reviews by independent auditors have consistently deemed us to be financially strong and operationally effective with sound policies and procedures. Unlike the banks in the news lately, McCoy consistently and currently maintains an equity position that exceeds what our regulators deemed to be safe, sound and well-capitalized. Our management team is seasoned and has an average tenure of more than 25 years serving the Central Florida Community.

McCoy is different from banks. We are not just a credit union, but we are your community credit union. No outside investors own any part of McCoy. McCoy is not involved in cryptocurrency and does not engage in non-traditional lending or investing. We are simply here to meet the needs of our members who seek a safe and trusted place to keep their money, to purchase their homes and vehicles, so that they can support their families and their small, local businesses. We thank you for your continued trust in us.

Click here to view our 2022 Annual Report. 

Click here to view the Credit Union Difference.