The Helping Hand Loan: Your Financial Safety Net
At McCoy, we care about you and your family’s peace of mind. We know that sometimes life throws curveballs—like unexpected medical bills, urgent car repairs, or essential utility costs—that your budget isn't prepared to catch. When factors outside your control get in the way, the Helping Hand Loan provides the support you need to stay on track.
Stop stressing about finances and get the helping hand you deserve. Apply online in minutes and let us help you manage life’s surprises with confidence.
• 7.99% APR for up to $7,000 (36-Month Term)
• 9.99% APR for up to $10,000 (48-Month Term)
APPLY ONLINE
A $7,000 loan for 36 months at 7.99% APR would have an approximate monthly payment of $219.32. A $10,000 loan for 48 months at 9.99% APR will have an approximate monthly payment of $253.58. Higher loan amounts may be available; however, APRs may be higher depending on your creditworthiness. All loans subject to approval. Limited time offer. Membership eligibility required. Federally insured by NCUA. APR = Annual Percentage Rate.
Additional Member Assistance:
Skip-A-Payment - self-service located in myMcCoy Online Banking
Desktop: Login to myMcCoy, click on Loan Center, select Skip A Payment from drop down list
Mobile: Login to myMcCoy, click MENU button (lower right), click on Loan Center, select Skip A Payment from drop down list
NOTE – Self-Service Skip A Payment is only available within myMcCoy, if you are not currently signed up for myMcCoy, contact us and we can help you get set up.
1. Call 407-855-5452 during normal business hours
2. Ask Joy (our virtual assistant) to transfer you to a Representative, or you can transfer to an extension number followed by the # (pound) key:
For English, extension 52326
For Spanish, extension 52327
