back to school loan 2026

Get a Back-2-School Loan from McCoy.

With interest rates as low as 7.99% APR*, our Back-2-School Loan can help you take care of shopping for school essentials at an attractive rate.

Borrow up to $7,000 at a rate as low as 7.99% APR* with a 36-month term - a great discount off regular personal loan rates or using high interest credit cards!

The Back-2-School Loan ends August 31, 2026.

Get what you need for school this year!

A personal loan from McCoy allows you to borrow the money you need. How you use the funds is entirely up to you. Use the money to solve a variety of personal financial needs, including bill consolidation, unexpected expenses, vacation, and more.

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Back-2-School Loan up to $7,000 with a term up to 36 months as low as 7.99% APR. A $7,000 loan with a 36-month term at 7.99% APR would have a monthly payment of $219.32. All loans subject to approval. Limited time offer. Must apply by August 31, 2026. Membership eligibility required. Federally insured by NCUA. 
APR = Annual Percentage Rate