mortgage rate promotion 2024
Unlock a Lower Mortgage Rate!

Whether you’re looking to buy a new home or refinance your existing one – now is a great time to do it. McCoy’s 20-year and 30-year mortgage rates are lower than ever to give you peace of mind on one of life’s biggest investments. 

30-Year Fixed Rate as low as  6% APR / 6.137% APY
20-Year Fixed Rate as low as 6% APR / 6.182% APY


Info Sheet - 1st Mortgage

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The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and APR (Annual Percentage Rate) calculations are based on certain assumptions related to closing costs and fees.

For the APR's listed, the calculation is based on a purchase price of $264,000.00 with a 5% down payment yielding a loan amount of $250,800.00, excellent credit, an owner-occupied property, a 95% combined loan-to-value ratio, and estimated PMI. The payments listed below include principal and interest only they do not include taxes and insurance or estimated PMI  -  actual obligations will be greater. Based on this example, monthly payments of principal + interest only would be $1,796.81 for a 20-year loan and $1,503.67 for a 30-year loan. Subject to credit approval.