Youth Accounts

Youth Savings Accounts
McCoy Federal has a savings program specially directed to youth savers ages 5 through 17.

The program has no fees and includes gift incentives as savings goals are reached. There are two groups of savers, age 5 through 10 years and age 11 through 17 years.

The gift incentives are as follows:

Savers 5 - 10

$100 - Frisbee Flyer
$250 - Binoculars
$500 - Backpack
$750 - Watch
$1000 - Sports Bag

Savers 11 - 17

$100 - Beach Chair Cell Holder
$250 - Clock Calculator
$500 - Carabiner Cell Holder
$750 - Portable Speakers
$1000 - 2 GB USB Thumb Drive

Go to any of the McCoy locations and let them know you would like to start a Youth Savings Account. Click here for directions to any of the McCoy offices.


  • Money for savings can come from money you have already saved in a piggy bank or jar
  • Money from special occasions like birthdays
  • Allowance money
  • Money earned from chores or getting good grades
  • Money earned from babysitting or lawn cutting
  • Money from part time or full time jobs

McCoy Federal has accounts to suit everyone's needs. We can set up an account for someone under 5 years of age to convert to a youth account at age 5. At age 18 our youth are invited to participate in McCoy's full range of accounts and financial opportunities.

About McCoy

Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply

Mortgage Rates

15 Year Fixed 3.042% Apply
30 Year Fixed 4.024% Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

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