1st & 2nd Mortgage Rates

Please Note: Rates do not apply to existing McCoy Federal loans.

First Mortgages - Mortgages Made Simple
New Home Loans We are proud to offer McCoy Federal Credit Union Mortgage Solutions designed to meet your specific mortgage needs. Our Mortgage Solutions Team is composed of long term mortgage professionals committed to you and great member experience.

At no cost or obligation they'll complete a personalized mortgage review focused on providing you with the right mortgage product.
For rate information, click here        
Mortgage Solutions provided by Embrace Home Loans, Inc, NMLS ID # 2184

Second Mortgages
Rates shown for Single Family Detached Homes

Type Credit Score Rates APR Points
2nd Mortgage
20 year fixed -
Up to 100% Loan to Value
760 & above 4.00%

4.090% 0
Disclosure 730 - 759 4.50% 4.592% 0
Info Sheet 670 - 729 5.00% 5.094% 0
  669 - 620 6.75% 6.850% 0
  619 & below 6.75% 6.850% 0

All rates are shown as Annual Percentage Rates, and are subject to change without notice.


Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply


15 Year Fixed   Apply
30 Year Fixed   Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

Sign Up - My McCoy Security - My McCoy