Credit Card Rates

CREDIT CARDS
ANNUAL PERCENTAGE RATE (APR) for Purchases,
Balance Transfers, and Cash Advances
CREDIT CARD BEACON RATE
Visa Platinum 760 & Above 8.50%
  730 to 759 9.50%
  670 to 729 11.50%
  620 to 669 13.50%
  619 & Below 16.50%
Grace Period 25 days from statement of closing date for repayment of purchases to avoid finance charges
Visa Platinum Rewards 760 & Above 9.50%
  730 to 759 11.50%
  670 to 729 13.50%
  620 to 669 14.50%
  619 & Below 18.00%
Grace Period 25 days from statement of closing date for repayment of purchases to avoid finance charges
Visa Secured All 15.50%
Grace Period 25 days from statement of closing date for repayment of purchases to avoid finance charges
 
MasterCard 760 & Above 9.50%
  730 to 759 11.50%
  670 to 729 13.50%
  620 to 669 14.50%
  619 & Below 18.00%
Grace Period NONE
APPLIES TO ALL CREDIT CARDS
Method of Computing the Balance for Purchases Average Daily Balance (including new purchases)
Annual Fee NONE
Minimum Finance Charge NONE
Late Payment Fee If you fail to pay at least the minimum payment within 2 days after its due date, you will pay a late charge up to $25
Over-the-Credit Limit Fee NONE
Transaction Fee for Balance Transfers NONE
Transaction Fee for Cash Advances 3% with minimum of $10

DISCLAIMER
All rates are shown as Annual Percentage Rates, and are subject to change without notice.

Rates



Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply

Mortgage Rates

15 Year Fixed 3.793% Apply
30 Year Fixed 4.775% Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

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