Consumer Loan Rates


CONSUMER LOANS
Type of Loan
Rate (listed as annual percentage rates)
BEACON SCORE
760 & above
730 - 759
670 - 729
620 - 669
619 & below
ReFI SPECIAL
48 months

NEW Auto: 60 mo.
Over 60 mo.

2.50%
3.00%

2.75%
3.25%

3.00%
3.50%

5.50%
5.50%

7.50%
7.50%

USED Auto: 60 mo.
Over 60 mo.
3.00%
3.50%
3.50%
4.00%
3.75%
4.25%
7.50%
7.50%
10.50%
10.50%

Motorcycle
NEW

5.00%
5.50%
6.50%
8.50%
12.50%
Motorcycle
USED
6.00%
6.50%
7.50%
9.50%
14.50%
RVs, Travel Trailers - NEW
7.50%
8.00%
9.00%
11.00%
15.00%
RVs, Travel Trailers - USED
8.25%
8.75%
9.75%
11.75%
15.75%
Boats - NEW
6.75%
7.25%
8.25%
10.25%
14.25%
Boats - USED
7.50%
8.00%
9.00%
11.00%
15.00%
Line of Credit
10.50%
11.00%
12.00%
14.00%
18.00%
UCC-1
(Household Items)
12.50%
13.00%
14.00%
16.00%
18.00%
Other Secured
(48-Mo. Max)
11.00%
11.50%
12.50%
14.50%
18.00%
Unsecured
11.50%
12.00%
13.00%
15.00%
18.00%
Share Secured
3.50%
3.50%
3.50%
3.50%
3.50%
Share Certificate

Interest rate equal to 2% above certificate rate or
the Share Secured Rate, whichever is higher.

The actual Annual Percentage Rate for a loan advance is based upon your beacon score and/or estimated term of loan and will be disclosed to you when you apply for an advance.

DISCLAIMER
All rates are shown as Annual Percentage Rates, and are subject to change without notice.

Rates