Loan
Products
Credit
Cards
McCoy Federal Credit Union VISA and MasterCard are designed to make paying for things simple, flexible, and easy to track and can be used anywhere VISA and MasterCard are accepted. McCoy Federal VISA offers Verified by VISA and MasterCard offers SecureCode, services that protect your credit card against unauthorized use online. A McCoy Federal VISA or MasterCard is designed to be your low-cost credit companion.
Our cards also include a variety of convenient features:
- Online Account Access through McCoy Direct Online
- Travel Accident Insurance
- Purchase replacement
- Credit Life Insurance
- 24-hour Assistance should your card be lost or stolen
CU Rewards
VISA Platinum and MasterCard receive CU Rewards, a point’s per-dollar rewards program that features premium merchandise and exciting travel opportunities. Click on the CU Rewards logo to visit the reward site.
Visa
Platinum |
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CU Rewards Points
-
Credit Line up to $30,000
-
Fixed rate as low as 8.96% APR*
-
No Annual Fee
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No Balance Transfer or Cash Advance Fee
|
MasterCard |
|
| |
*APR - Annual Percentage Rate
|
VISA/MASTERCARD SECURED
No Annual Fee • Credit Line up to $10,000 • Low Monthly Payment
The convenience
of credit cards can't be beat and the interest rates on McCoy Federal's
credit cards are some of the best around. It's easy to apply
online. To lower your interest rate, send in your application
today. Check current rates now!
Home Loans
What better
place to borrow money to buy your home than your local credit union.
On new or existing homes, you can save
thousands of dollars with McCoy Federal's low rates. McCoy Federal
offers a fixed rate mortgage with 15- or 30-year terms. Before you
select a mortgage lender, be sure you check out our low rates.
Check current rates now!
Home Improvement Loans & Second Mortgages
If you plan
to fix up your home, add or modernize a room, or install a pool,
a Home Improvement Loan can make your plan real. If you desire money
for a specific need - college tuition, emergency medical bills,
a once in a lifetime vacation - you can take advantage of the equity
in your home with a McCoy Federal Home Equity Loan. Both a Home
Improvement and a Home Equity Loan offer low rates, which means
low monthly payments and great savings. Check
current rates now!
Vehicle Loans
 New
and used autos, trucks, vans, RVs, motor homes, motorcycles, jet
skis. With our low rates, you'll be paying less in monthly payments
and less over the life of the loan. And with our preapproval, you
can take advantage of sale prices and dealer rebates to save even
more.
Check current rates now!
Credit Lines
Write yourself
a loan whenever you need the money.
McCoy Federal offers a credit line called the Home Liner Equity
Credit Line that lets you take advantage of the equity you've built
in your home. It's a revolving line of credit, and as you pay it
off, you have the money to use again. McCoy Federal also offers
unsecured credit lines which, upon qualifying just once, allow you
to write yourself a loan whenever you need the money, for whatever
purpose. Check current rates now!
Real Estate related loans may qualify you for tax savings. Ask
your tax advisor.
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