Loan
Products
Credit
Cards
Simplify and save with our No Balance Transfer Fee credit cards. Stop paying high rates and expensive finance charges on other credit cards! Transfer your high rate balances to a McCoy Federal card and save.
Our cards include these great benefits:
- No annual fee
- No penalty rate
- Same competitive rate for both Regular Purchases and Cash Advances
- Promotional offers
- No charge to add authorize users
- No charge to order convenience checks
- Zero liability for fraud charges
CU Rewards
VISA Platinum Rewards and MasterCard receive CU Rewards, a point’s
per-dollar rewards program that features premium merchandise and exciting travel opportunities. Click on the CU Rewards logo to visit the reward site.
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VISA Merchant Discounts
Everyone loves to save money. McCoy Federal has partnered with VISA to bring our members great discounts from quality merchants, and best of all, its FREE.
Be sure to check back often to see new featured companies and discounts. To see our current discounts, click on the link. |
VISA/MASTERCARD SECURED
No Annual Fee • Credit Line up to $10,000 • Low Monthly Payment
The convenience
of credit cards can't be beat and the interest rates on McCoy Federal's
credit cards are some of the best around. It's easy to apply
online. To lower your interest rate, send in your application
today. Check current rates now!
Home Loans
What better
place to borrow money to buy your home than your local credit union.
On new or existing homes, you can save
thousands of dollars with McCoy Federal's low rates. McCoy Federal
offers a fixed rate mortgage with 15- or 30-year terms. Before you
select a mortgage lender, be sure you check out our low rates.
Check current rates now!
Home Improvement Loans & Second Mortgages
If you plan
to fix up your home, add or modernize a room, or install a pool,
a Home Improvement Loan can make your plan real. If you desire money
for a specific need - college tuition, emergency medical bills,
a once in a lifetime vacation - you can take advantage of the equity
in your home with a McCoy Federal Home Equity Loan. Both a Home
Improvement and a Home Equity Loan offer low rates, which means
low monthly payments and great savings. Check
current rates now!
Vehicle Loans
 New
and used autos, trucks, vans, RVs, motor homes, motorcycles, jet
skis. With our low rates, you'll be paying less in monthly payments
and less over the life of the loan. And with our preapproval, you
can take advantage of sale prices and dealer rebates to save even
more.
Check current rates now!
Credit Lines
Write yourself
a loan whenever you need the money.
McCoy Federal offers a credit line called the Home Liner Equity
Credit Line that lets you take advantage of the equity you've built
in your home. It's a revolving line of credit, and as you pay it
off, you have the money to use again. McCoy Federal also offers
unsecured credit lines which, upon qualifying just once, allow you
to write yourself a loan whenever you need the money, for whatever
purpose. Check current rates now!
Real Estate related loans may qualify you for tax savings. Ask
your tax advisor.
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