Who Can Join

You can join!

Membership to McCoy Federal Credit Union is open to anyone, who lives, works, worships, volunteers or attends school in Orange, Osceola, Seminole or Lake Counties; members of the immediate family or household; and organizations of such persons. Businesses and its employees located in Orange, Osceola, Seminole or Lake Counties are also eligible for membership.

Immediate Family is defined as: spouse, child, sibling, parent, grandparent, or grandchild; including stepparents, stepchildren, stepsiblings, and adoptive relationships.

Organizations of such persons is defined as: an organization or organizations composed exclusively of persons who are within the field of membership (Orange, Osceola, Seminole or Lake Counties) of McCoy Federal Credit Union.

Field of Membership
Owners Manual Membership Booklet
Owner's Manual
McCoy Federal Members are all owners in the Credit Union. The Owner's Manual has detailed information on becoming a member of McCoy and all of our products and services we offer. It also has helpful information on what you can do to protect yourself from security threats such as identity theft, fraud, and more.
Open your account online - CLICK HERE For Locations, click here


Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply


15 Year Fixed   Apply
30 Year Fixed   Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

Sign Up - My McCoy Security - My McCoy