Credit Union Difference
Top 10 Reasons to become a McCoy Federal Credit Union Member
1. Better interest rates and lower fees.
When you're getting better interest rates and paying lower fees, you get to keep and save more of YOUR money, helping you take charge of your financial life.
2. Full line of products and services.
At McCoy, you receive the same services as a bank - like checking, savings, ATMs, debit cards, investment funds, mortgage loans, car loans and even small business loans.
Financial matters can be complicated. Not only do our staff members have terrific bedside manner, they have years of experience to help you make those important decisions.
5. Customer Service.
Credit union customer satisfaction consistently ranks higher than banks. At McCoy, you're always a member and not a number.
6. Credit Unions Give Back.
We believe in giving back to the communities we serve through event sponsorships, scholarships, financial literary assistance and more. Your community is our community.
7. Safe and Sound.
The safety of your money and investments is an important aspect to consider. Rest assured, your money is safe and insured at McCoy. For more information, click here.
Our not-for-profit status is a very important distinction that separates us from banks. In a nutshell, it means we return our profits (after paying expenses) to you, and not to stockholders, by offering better returns on savings, lower rates on loans, and new or improved services.
Don't let membership scare you. It simply means you have a say in some of the activities of your local credit union should you want it. And it means you're treated with the same respect as everyone else.
McCoy Federal is locally owned by our members. Since we are local, we have faster decision making and less red tape. We know the market and have a vested interest in seeing the local economy and our members succeed.