New Home Loans
Mortgages Made Simple
We are proud to offer McCoy Federal Credit Union Mortgage Solutions designed to meet your specific mortgage needs. Our Mortgage Solutions Team is composed of long term mortgage professionals committed to you and great member experience.

At no cost or obligation they'll complete a personalized mortgage review focused on providing you with the right mortgage product.
Mortgage Solutions provided by Embrace Home Loans, Inc, NMLS ID # 2184
FHA-VA Loans
Mortgage Solutions provided by Embrace Home Loans, Inc, NMLS ID # 2184
Video Refinance To A Better Martgage
Home Improvement Loans
Home Improvement Loans & 2nd Mortgages
If you plan to fix up your home, add or modernize a room, or install a pool, a Home Improvement Loan or a Second Mortgage can make your plan a reality.

Video Home Equity Loans
Home Equity Loans
Home Equity Loans & Credit Lines
If you desire money for a specific need - college tuition, emergency medical bills, a once in a lifetime vacation - you can take advantage of the equity in your home with a McCoy Federal Home Equity Loan or Line of Credit.


Video Auto Loan Secrets

Vehicle Loans
Vehicle Loans
We have low rate loans for new and used autos, trucks, vans, RVs, motor homes, motorcycles, even jet skis. Get pre-approved, so you can take advantage of sale prices and dealer rebates to save even more.
Download Application
Personal Loan
Personal Loans
A personal loan from McCoy Federal allows you to borrow the money you need with only your signature as collateral. How you use the funds is entirely up to you. Use the money to solve a variety of personal financial needs, including bill consolidation, unexpected expenses, vacation, and more.
Download Application

Lower your consumer loan rate by 1/4%* if you meet one of the following:

  • Have Direct Deposit of payroll or retirement funds
  • Have a McCoy Federal Visa Debit Card & Credit Card in good standing for one year or more
  • Have been a member of McCoy Federal Credit Union for 10 consecutive years

* Excludes Real Estate loans
Real Estate related loans may qualify you for tax savings - ask your tax advisor.

Loans & Credit Cards

Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply


15 Year Fixed   Apply
30 Year Fixed   Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

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