Loans

New Home Loans
Home Loans
What better place to borrow money to buy your home than your local credit union. On new or existing homes, you can save thousands of dollars with McCoy Federal's low rates. McCoy Federal offers fixed rate mortgages with 10, 15, 20 and 30 year terms.
     
FHA-VA-Loans
 
Video Refinance To A Better Martgage
 
Home Improvement Loans
Home Improvement Loans & 2nd Mortgages
If you plan to fix up your home, add or modernize a room, or install a pool, a Home Improvement Loan or a Second Mortgage can make your plan a reality.


 
Video Home Equity Loans
   
Home Equity Loans
Home Equity Loans & Credit Lines
If you desire money for a specific need - college tuition, emergency medical bills, a once in a lifetime vacation - you can take advantage of the equity in your home with a McCoy Federal Home Equity Loan or Line of Credit.

 

Video Auto Loan Secrets

   
Vehicle Loans
Vehicle Loans
We have low rate loans for new and used autos, trucks, vans, RVs, motor homes, motorcycles, even jet skis. Get pre-approved, so you can take advantage of sale prices and dealer rebates to save even more.
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Lower your consumer loan rate by 1/4%* if you meet one of the following:

  • Have Direct Deposit of payroll or retirement funds
  • Have a McCoy Federal Visa Debit Card & Credit Card in good standing for one year or more
  • Have been a member of McCoy Federal Credit Union for 10 consecutive years

* Excludes Real Estate loans
Real Estate related loans may qualify you for tax savings - ask your tax advisor.

Loans & Credit Cards



Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply

Mortgage Rates

15 Year Fixed 3.793% Apply
30 Year Fixed 4.775% Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

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Pre-Qualify for FHA or VA loan Apply for FHA or VA loan