Loans and Credit Cards

Credit Cards

Simplify and save with our No Balance Transfer Fee credit cards. Stop paying high rates and expensive finance charges on other credit cards! Transfer your high rate balances to a McCoy Federal card and save.

Our cards include these great benefits:

No annual fee
No penalty rate
Same competitive rate for both Regular Purchases and Cash Advances
Promotional offers
No charge to add authorize users
Zero liability for fraud charges

CU Rewards
VISA Platinum Rewards and MasterCard receive CU Rewards, a point’s
per-dollar rewards program that features premium merchandise and exciting travel opportunities. Click on the CU Rewards logo to visit the reward site.

Design Your Own Card
McCoy Federal Credit Union has a new and exciting Credit Card feature. You now have the ability to Design You Own McCoy Federal Credit Union Credit Card and personalize it with a custom image of your choice.

VISA Merchant Discounts
Everyone loves to save money. McCoy Federal has partnered with VISA to bring our members great discounts from quality merchants, and best of all, its FREE.

Be sure to check back often to see new featured companies and discounts. To see our current discounts, click on the link.

Visa Platinum Rewards	CU Rewards Points Credit Line up to $30,000 Variable rate as low as 11.50% APR* No Annual Fee No Balance Transfer Fee
Visa Platinum	Credit Line up to $30,000 Variable rate as low as 9.50% APR* No Annual Fee No Balance Transfer Fee
MasterCard	CU Rewards Points Credit Line up to $15,000 Variable rate as low as 11.50% APR No Annual Fee No Balance Transfer Fee
	*APR - Annual Percentage Rate

VISA/MASTERCARD SECURED
No Annual Fee • Credit Line up to $10,000 • Low Monthly Payment

The convenience of credit cards can't be beat and the interest rates on McCoy Federal's credit cards are some of the best around. It's easy to apply online. To lower your interest rate, send in your application today. Check current rates now!

Home Loans

What better place to borrow money to buy yourhome than your local credit union. On new or existing homes, you can save thousands of dollars with McCoy Federal's low rates. McCoy Federal offers a fixed rate mortgage with 10, 15, 20 or 30-year terms. Before you select a mortgage lender, be sure you check out our low rates.
Check current rates now!

Home Improvement Loans & Second Mortgages

If you plan to fix up your home, add or modernize a room, or install a pool, a Home Improvement Loan can make your plan real. If you desire money for a specific need - college tuition, emergency medical bills, a once in a lifetime vacation - you can take advantage of the equity in your home with a McCoy Federal Home Equity Loan. Both a Home Improvement and a Home Equity Loan offer low rates, which means low monthly payments and great savings. Check current rates now!

Vehicle Loans

New and used autos, trucks, vans, RVs, motor homes, motorcycles, jet skis. With our low rates, you'll be paying less in monthly payments and less over the life of the loan. And with our preapproval, you can take advantage of sale prices and dealer rebates to save even more.
Check current rates now!

Credit Lines

Write yourself a loan whenever you need the money. McCoy Federal offers a credit line called the Home Liner Equity Credit Line that lets you take advantage of the equity you've built in your home. It's a revolving line of credit, and as you pay it off, you have the money to use again. McCoy Federal also offers unsecured credit lines which, upon qualifying just once, allow you to write yourself a loan whenever you need the money, for whatever purpose. Check current rates now!

Real Estate related loans may qualify you for tax savings. Ask your tax advisor.