Credit Rebuilding Program

Are you having difficulty establishing credit for the first time? Or do you need to rebuild your credit? McCoy Federal can help you get started with a variety of financial options to choose from:
SHARE SECURED LOANS
  • Use the balance of share account to guarantee a loan
  • Amount of loan can be as low as a paycheck amount
  • Continue earning dividends on your secured shares
  • Low interest rate
  • No need to liquidate your savings
  • No credit report required

 

   
SHARE SECURED CREDIT CARDS
  • Secured by Share Account
  • Credit Life Insurance available
  • Credit lines available up to $10,000
  • No annual fee
  • Credit limit as low as $1000
  • No need to liquidate your savings
  • CU Reward points earned
  • Design Your Own Card
   
ACCEL MEMBERS FINANCIAL COUNSELING
  • FREE to McCoy Members
  • Toll-free information line
  • Unlimited access to Accel Financial Counselors
  • Online educational tools and tips
  • Immediate one-on-one counseling
  • Personal and family budgeting

 

 

Loans & Credit Cards



Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply

Mortgage Rates

15 Year Fixed 3.793% Apply
30 Year Fixed 4.775% Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

Sign Up - My McCoy Security - My McCoy