Savings Account
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Savings (Share) Accounts
The basic account you need to retain membership in the credit union.
- Pays dividends
- Can act as overdraft protection for your checking account.
- There is a $5 fee for each automatic transfer limited to 6 per month.
- Free Direct Deposit
- Access your account through Toni The Teller or My McCoy
- Open your Savings Account for $15 or more (includes a $5 par value member share and a $10 non-refundable new account fee).
- Low $5 monthly service fee if monthly balance goes below $50.
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Share Certificate Accounts
A Share Certificate is a time deposit established with a specific maturity date and dividend rates. McCoy Federal has some of the highest earning Share Certificates with reasonable maturity periods. |
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- Earns high dividend rate
- Select terms from 6, 12, 24, 30, 36 or 60 months
- Rate tiers start at $1000, $5000, $25,000 and $100,000
- $1000 minimum deposit required to open
- Rates Subject To Change
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Check Share Certificates Rates Now |
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Money Management Share Account (MMSA)
This is a special share account that allows you to write a limited number of checks each month. It pays dividends from the day of deposit to the day of withdrawal on the balance you keep. There is a $1,000 minimum deposit required to open the account. |
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Check MMSA Rates Now |
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