Health Savings Accounts

Health savings accounts (HSAs) are designed to help you save for future qualified medical expenses on a tax-free basis. HSAs are individually-owned accounts to which you can make tax-deductible contributions, accumulate tax-deferred earnings, and take tax-free withdrawals whenever you need to pay for qualified medical expenses. HSAs are used by individuals who have a high deductible health plan (HDHP).
  • Interest bearing account (monthly average balance $1,000 and over)
  • No minimum balance requirement
  • First 50 checks FREE
  • Online account access 24/7 with FREE My McCoy
  • Any dividends earned are compounded and credited monthly
  • FREE Direct Deposit to HSA
  Check Current Rates Now
Checking & Savings

Featured Rates

APR as low as

New Auto 1.99% Apply
Used Auto 3.00% Apply


15 Year Fixed   Apply
30 Year Fixed   Apply

APY as high as

Savings 0.15%
12 Month Certificate 0.70%
Money Market 0.20%
APY=Annual Percentage Yield
APR=Annual Percentage Rate

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