Business Account
FEE SCHEDULE
(Effective September 14, 2009) |
| |
Total Business Checking |
Basic Business Checking |
| Non-Sufficient Funds (per item) |
$
30.00 |
$
30.00 |
| Paid Overdrafts |
$
25.00 |
$
25.00 |
| Early Account Closure (within 90 days) |
$
10.00 |
$
10.00 |
| Stop Payment (unless placed via McCoy Direct or Toni the Teller) |
$
15.00 |
$
15.00 |
| Dormant Account Monthly (per account) |
$
5.00 |
$
5.00 |
| Account Research (per hour) |
$
15.00 |
$
15.00 |
| Uncollected Funds (per item) |
$
25.00 |
$
25.00 |
| Deposited/Cashed Checks Returned Fee |
$
15.00 |
$
15.00 |
| Official Check |
$
1.00 |
$
1.00 |
| Money Orders |
FREE |
FREE |
| Incoming Wire (Domestic) |
$
10.00 |
$
10.00 |
| Outgoing Wires (Domestic) |
$
20.00 |
$
20.00 |
| Incoming Wire (International) |
$
10.00 |
$
10.00 |
| Outgoing Wires (International) |
$
35.00 |
$
35.00 |
| Photocopy of Paid Check (per item) |
$
3.00 |
$
3.00 |
| Duplicate Statement Copy (per item) |
$
3.00 |
$
3.00 |
| Rolled Coins (per roll) |
$
.08 per roll |
$
.08 per roll |
| Strapped Bills (per strap) |
$
.25 per strap |
$
.25 per strap |
FICA Payments
(US Treasury Tax Deposit Payments) |
$
0.00 |
$
0.00 |
| Verification of Account Letter |
$
10.00 |
$10.00 |
| Garnishment/Levy/Other Legal Processes (flat fee) |
$
50.00 |
$
50.00 |
| Non-Proprietary ATM transactions (not inlcuding fees assessed by other financial institutions surcharge fees) |
$
1.00 |
$
1.00 |
| Replacement of Business Debit/ATM Card |
$
5.00 |
$
5.00 |
| Monthly Service Charge - Savings Account |
$
3.00 |
$
3.00 |
| Monthly Service Charge - Checking Account |
$
8.00 |
$
3.00 |
| Overdraft Protection Automatic Transfers |
$
5.00 |
$
5.00 |
| Foreign Check Collection |
$
35.00 |
$
35.00 |
| VISA Gift Card |
$
3.00 |
$
3.00 |
| VISA Gift Card Inactivity |
$
2.50 |
$
2.50 |
| McCoy
Direct Members Statement Mailed |
$
2.00 |
$
2.00 |
| Bill Payer |
FREE |
FREE |
| Western Union |
$
20.00 |
$
20.00 |
| ACH Credit Manual Post |
$
10.00 |
$
10.00 |
Bond Coupon Redemption
|
$
16.50 |
$
16.50 |
| Business Credit Card Over Limit |
$
20.00 |
$20.00 |
| Business Credit Card Late |
$
30.00 |
$
30.00 |
| TRANSACTION FEES |
Number of Transactions at no charge
(per calendar month) |
200 |
300 |
| Per item charge after limit |
$
.25 |
$
.20 |
| SAFE DEPOSIT BOX (annual rental) |
| 3"
X 5" |
$
24.00 |
$
24.00 |
| 3"
X 10" |
$
36.00 |
$
36.00 |
| 5"
X 10" |
$
48.00 |
$
48.00 |
| 10"
X 10" |
$
72.00 |
$
72.00 |
| Key Deposit |
$
10.00 |
$
10.00 |
| Drilling |
$
150.00 |
$
150.00 |
| DIVIDEND RATE |
| Consult the Account Agreement for details. |
